JILI77 GCash — Limits, Fees & Settlement
GCash is a Philippine payment rail — regulation: Bangko Sentral ng Pilipinas, with a licence as an Electronic Money Issuer.
| Fact | Value |
|---|---|
| Operator | G-Xchange, Inc., a Mynt company that is a joint venture of Globe Fintech Innovations and Ayala Corporation |
| Regulator | Bangko Sentral ng Pilipinas, with a licence as an Electronic Money Issuer |
| Wallet limit | The figure at Fully Verified is PHP 100,000, measured at any given moment. Starting from PHP 10,000 for Basic, the ladder climbs through GCash Jr |
| Per-transaction cap | Not published |
| Settlement | instantly for wallet-to-wallet and InstaPay transfers and within the same banking day for PESONet, both of which belong to the underlying rail and not to GCash |
| Figures as of | 2026-09 |
Philippine casino discussion is full of GCash, and the figures that go with it usually come from the casino and not from GCash. Figures on this page come from what the provider itself has published.
GCash at a glance
| Field | Value |
|---|---|
| Operated by | G-Xchange, Inc., a Mynt company that is a joint venture of Globe Fintech Innovations and Ayala Corporation |
| Regulated by | Bangko Sentral ng Pilipinas |
| Wallet limit | The figure at Fully Verified is PHP 100,000, measured at any given moment. Starting from PHP 10,000 for Basic, the ladder climbs through GCash Jr (PHP 50,000) and Fully Verified (PHP 100,000) to GCash Plus (PHP 500,000) and finally GCash Platinum (PHP 1,000,000) |
| Per-transaction cap | Not published |
| Settlement | instantly for wallet-to-wallet and InstaPay transfers and within the same banking day for PESONet, both of which belong to the underlying rail and not to GCash |
| Published fees | Cash-in over the counter costs nothing up to PHP 8,000 a month, counting all OTC channels together, with 2 per cent charged on whatever exceeds it and the allowance renewing on the first of each month. The bank sets the fee for linked-bank cash-in over InstaPay, which is PHP 15 at BPI and PHP 10 at UnionBank. Cashing in from PayPal costs 1 per cent under PHP 20,000 and a flat PHP 200 from that amount upward; GCash states that from 7 March 2026 this changes to a flat 1 per cent. There is no charge for Payoneer cash-in and remittance claims. A suggested 1 per cent charged by Pera Outlet agents, with the outlet setting it, on cash-in of at least PHP 100 |
All figures on this page are point-in-time and were recorded in 2026-09. Limits and fees move at payment providers with no notice given, so the provider’s own page is the one place that stays current.
What GCash says about gambling transactions
Read GCash’s own terms and conditions and gambling merchants are not banned outright; pyramid and Ponzi schemes are what the nearest general clause rules out. Whatever restrictions exist come from the regulator. Dated 14 August 2025, BSP Memorandum M-2025-029 required all BSP-supervised institutions to take out in-app links and redirects pointing to gambling and gaming sites inside 48 hours; GCash pulled the GLife Games top-up and withdrawal feature effective 16 August 2025.
In a separate statement, GCash declares zero tolerance for illegal gambling operators and reports it has blocked roughly 3,200 merchants who misused its QR system to send users to illegal gambling and scam sites. Merchants tied to illegal gambling and in-app gaming top-ups are what all of that restricts. Nothing there says GCash may be used to fund a licensed casino’s cashier, and nothing there says it may not.
Verification tiers
- Basic — Bill payments, load top-ups, cash-ins and scanning to pay. PHP 10,000 as the most the wallet can hold, monthly movement of PHP 5,000 inbound and PHP 5,000 outbound, and nothing stated about a per-day cap
- GCash Jr. — Aimed at users aged 7 to 17, who get the Basic feature set. Wallet ceiling of PHP 50,000, with PHP 10,000 in each month and PHP 10,000 out both daily and monthly
- Fully Verified — Borrow, GSave, GInvest, GInsure and GLife join the list, together with send money, bank transfer, pay online and the GCash card. A PHP 100,000 wallet ceiling and PHP 100,000 in per month, with PHP 100,000 out per day and no monthly cap
- GCash Plus — Targeted at Fully Verified users who link a bank or investment account to their wallet. Wallet ceiling of PHP 500,000, monthly inflow of PHP 500,000 and outflow of PHP 100,000 per day
- GCash Platinum — Eligible Globe Platinum subscribers only. A wallet ceiling of PHP 1,000,000 and PHP 1,000,000 in per month, with PHP 500,000 out per day and PHP 1,000,000 out per month
The published ceiling of The figure at Fully Verified is PHP 100,000, measured at any given moment. Starting from PHP 10,000 for Basic, the ladder climbs through GCash Jr (PHP 50,000) and Fully Verified (PHP 100,000) to GCash Plus (PHP 500,000) and finally GCash Platinum (PHP 1,000,000) applies to the tier stated above, not to every account.
How fast money actually moves
GCash settles instantly for wallet-to-wallet and InstaPay transfers and within the same banking day for PESONet, both of which belong to the underlying rail and not to GCash. The rail is what that statement is about, not the casino, since a withdrawal can sit in an operator’s own review before GCash gets it, and most of the waiting time normally comes from that stage.
A per-transaction cap is not published. None is published for this rail.
Paying with GCash at JILI77
- Sign in at JILI77 and open the cashier.
- On the cashier’s list of payment methods for your account, select GCash.
- Make sure the name on your JILI77 account matches the name on your GCash account.
- On the cashier screen, look at the minimum, the maximum and any fee, then confirm the amount.
Before making a first deposit with any new method, read the cashier screen, because it carries the live limits that apply to your account.
FAQ
Does GCash charge fees?
Published fees: Cash-in over the counter costs nothing up to PHP 8,000 a month, counting all OTC channels together, with 2 per cent charged on whatever exceeds it and the allowance renewing on the first of each month. The bank sets the fee for linked-bank cash-in over InstaPay, which is PHP 15 at BPI and PHP 10 at UnionBank. Cashing in from PayPal costs 1 per cent under PHP 20,000 and a flat PHP 200 from that amount upward; GCash states that from 7 March 2026 this changes to a flat 1 per cent. There is no charge for Payoneer cash-in and remittance claims. A suggested 1 per cent charged by Pera Outlet agents, with the outlet setting it, on cash-in of at least PHP 100. Providers revise these without notice.
What is the GCash wallet limit?
The figure at Fully Verified is PHP 100,000, measured at any given moment. Starting from PHP 10,000 for Basic, the ladder climbs through GCash Jr (PHP 50,000) and Fully Verified (PHP 100,000) to GCash Plus (PHP 500,000) and finally GCash Platinum (PHP 1,000,000), at the tier the provider states. Lower tiers carry lower ceilings.
How long does GCash take?
The rail settles instantly for wallet-to-wallet and InstaPay transfers and within the same banking day for PESONet, both of which belong to the underlying rail and not to GCash. Separately, the operator does its own review before it releases a withdrawal, and that step typically takes longer.
Who regulates GCash?
GCash — regulation: Bangko Sentral ng Pilipinas, with a licence as an Electronic Money Issuer. That covers the rail, not the casino.
Other payment rails explained here
| Guide | What it covers |
|---|---|
| Bank Transfer | Bangko Sentral ng Pilipinas, which acts within the National Retail Payment System framework that Circular No. 980 set up |